Best Credit Card Offers Feb 2026
Updated Monthly With the Best Welcome Offers Available Now
February brings a fresh batch of credit card offers, and some of them are worth paying attention to. Whether you’re looking to earn more points, maximize cashback, or lock in premium perks, this month has some solid options. Let’s dive in.
Capital One Venture Rewards Credit Card
One of our favorite limited-time offers is back! The last time we saw this offer was over a year and a half ago.
Capital One Venture Rewards Credit CardAnnual fee: $95
Sebby's Take: Earn unlimited 2x miles on every purchase and offers flexible travel redemptions, including transfers to airline and hotel partners. It's a strong mid-tier option for travelers who want solid rewards without overcomplicating things.
Annual fee: $95
Sebby's Take: Earn unlimited 2x miles on every purchase and offers flexible travel redemptions, including transfers to airline and hotel partners. It's a strong mid-tier option for travelers who want solid rewards without overcomplicating things.
American Express Offers
You can now apply and find your welcome offer to see if you get an "as high as" offer for select cards. Welcome offers vary, and you may not be eligible for an offer.
American Express Platinum Card®Annual fee: $895
Terms apply | Rates & Fees
Sebby's take: Despite a hefty annual fee, you get up to $3,500 in credits that help offset this. The card is great for people who benefit from lounge access, travel protections, and access to programs like Fine Hotels & Resorts.
Sebby's take: Despite a hefty annual fee, you get up to $3,500 in credits that help offset this. The card is great for people who benefit from lounge access, travel protections, and access to programs like Fine Hotels & Resorts.
American Express® Gold CardAnnual fee: $325
Terms apply | Rates & Fees
Sebby's take: One of the strongest cards that's great for people who spend a lot on dining, U.S. supermarkets, and flights booked directly. The annual fee is offset with a monthly dining credit and monthly Uber Cash.
Sebby's take: One of the strongest cards that's great for people who spend a lot on dining, U.S. supermarkets, and flights booked directly. The annual fee is offset with a monthly dining credit and monthly Uber Cash.
The Business Platinum Card® from American ExpressAnnual fee: $895
Terms apply | Rates & Fees
Sebby's Take: The flagship Amex business travel card. Despite a hefty annual fee, you get up to $3,500 in credits that help offset this. The card is ideal for people who benefit from lounge access, travel protections, and access to programs like Fine Hotels & Resorts.
Sebby's Take: The flagship Amex business travel card. Despite a hefty annual fee, you get up to $3,500 in credits that help offset this. The card is ideal for people who benefit from lounge access, travel protections, and access to programs like Fine Hotels & Resorts.
💎 Chase Sapphire Reserve®
The Chase Sapphire Reserve® has long been a staple for frequent travelers, and it just got a major refresh. With more lifestyle credits, stronger multipliers, and a powerful new points redemption feature, it now delivers over $2,700 in annual cardmember value.
Chase Sapphire Reserve®Annual fee: $795
Sebby's Take: This premium travel card is packed with perks like airport lounge access, travel credits, and elevated rewards on travel and dining. It’s a top choice for frequent travelers who want premium benefits and flexible redemption options
Annual fee: $795
Sebby's Take: This premium travel card is packed with perks like airport lounge access, travel credits, and elevated rewards on travel and dining. It’s a top choice for frequent travelers who want premium benefits and flexible redemption options
On the fence? Crunch your numbers in the calculator here.
The World of Hyatt Credit Card
Earn up to 5 free nights with the new limited-time offer! Free nights can be redeemed at any Category 1-4 Hyatt hotel or resort worldwide.
The World of Hyatt Credit CardAnnual fee: $95
Sebby's Take: Ideal for those seeking a keeper hotel card with strong point redemption value. Earn a free night certificate on your cardmember anniversary.
Annual fee: $95
Sebby's Take: Ideal for those seeking a keeper hotel card with strong point redemption value. Earn a free night certificate on your cardmember anniversary.
United Cards
United℠ Explorer CardAnnual fee: $0 Intro Annual fee for the First Year, then $150
Sebby's Take: The ideal card to get the perks of airline status, without being a frequent flyer. My favorite is free first checked bag (great for skiers!). The annual fee is offset by 2 United Club one-time passes per year.
Annual fee: $0 Intro Annual fee for the First Year, then $150
Sebby's Take: The ideal card to get the perks of airline status, without being a frequent flyer. My favorite is free first checked bag (great for skiers!). The annual fee is offset by 2 United Club one-time passes per year.
United Quest℠ CardAnnual fee: $350
Sebby's Take: My recommendation for United loyalists. The $200 credit and 10,000-mile credit each account anniversary when booking an award flight helps offset the annual fee. On top of that, you get free first and second checked bags.
Annual fee: $350
Sebby's Take: My recommendation for United loyalists. The $200 credit and 10,000-mile credit each account anniversary when booking an award flight helps offset the annual fee. On top of that, you get free first and second checked bags.
United℠ Business CardAnnual fee: $0 Intro annual fee for the first year, then $150 Annual Fee.
Sebby's take: Get the perks of airline status, without being a frequent flyer. My favorite is free first checked bag (great for skiiers!). The annual fee is offset by 2 United Club one-time passes per year. Plus, add employee cards at no additional cost.
Annual fee: $0 Intro annual fee for the first year, then $150 Annual Fee.
Sebby's take: Get the perks of airline status, without being a frequent flyer. My favorite is free first checked bag (great for skiiers!). The annual fee is offset by 2 United Club one-time passes per year. Plus, add employee cards at no additional cost.
IHG One Rewards Cards
The IHG One Rewards personal cards have elevated offers.
IHG One Rewards Premier Credit CardAnnual fee: $99
Sebby's Take: A great card for IHG loyalists due to the multipliers. You also get an anniversary night (valued up to 40,000 points) every cardmember year for keeping the card, which helps offset the annual fee.
Annual fee: $99
Sebby's Take: A great card for IHG loyalists due to the multipliers. You also get an anniversary night (valued up to 40,000 points) every cardmember year for keeping the card, which helps offset the annual fee.
IHG One Rewards Traveler Credit CardAnnual fee: $0
Sebby's Take: A good entry point into the IHG ecosystem and offers a great earn rate for your IHG stays. It's one of the few no annual fee cards that offer no foreign transaction fees.
Annual fee: $0
Sebby's Take: A good entry point into the IHG ecosystem and offers a great earn rate for your IHG stays. It's one of the few no annual fee cards that offer no foreign transaction fees.
Delta SkyMiles Cards
The Delta SkyMiles consumer and business cards have elevated intro bonuses to consider.
Delta SkyMiles® Gold American Express CardAnnual fee: $0 introductory annual fee for the first year, then $150.
Terms apply | Rates & Fees
Sebby's Take: A practical choice for casual Delta travelers, offering useful airline perks and the ability to earn SkyMiles on everyday purchases. It’s a straightforward way to start getting more value from your Delta flights without a high annual fee.
Sebby's Take: A practical choice for casual Delta travelers, offering useful airline perks and the ability to earn SkyMiles on everyday purchases. It’s a straightforward way to start getting more value from your Delta flights without a high annual fee.
Delta SkyMiles® Platinum American Express CardAnnual fee: $350
Terms apply | Rates & Fees
Sebby's Take: A mid-tier travel card that offers a mix of elevated SkyMiles earning and valuable Delta perks, including a Companion Certificate and a first checked bag free. It’s a strong choice for frequent Delta travelers looking to boost rewards and enjoy added convenience.
Sebby's Take: A mid-tier travel card that offers a mix of elevated SkyMiles earning and valuable Delta perks, including a Companion Certificate and a first checked bag free. It’s a strong choice for frequent Delta travelers looking to boost rewards and enjoy added convenience.
Delta SkyMiles® Reserve American Express CardAnnual fee: $650
Terms apply | Rates & Fees
Sebby's take: The ideal option for Delta frequent flyers who can benefit from access to Delta Sky Clubs and Centurion Lounges (when flying Delta). Terms apply for lounge access. The annual fee is offset by the Annual Companion Certificate.
Sebby's take: The ideal option for Delta frequent flyers who can benefit from access to Delta Sky Clubs and Centurion Lounges (when flying Delta). Terms apply for lounge access. The annual fee is offset by the Annual Companion Certificate.
Delta SkyMiles® Gold Business American Express CardAnnual fee: $0 introductory annual fee for the first year, then $150
Terms apply | Rates & Fees
Sebby's Take: A solid entry point for businesses that fly Delta, offering key travel perks like a first checked bag free and priority boarding. It’s a practical way to earn SkyMiles on everyday business expenses while keeping annual fees manageable.
Sebby's Take: A solid entry point for businesses that fly Delta, offering key travel perks like a first checked bag free and priority boarding. It’s a practical way to earn SkyMiles on everyday business expenses while keeping annual fees manageable.
Delta SkyMiles® Platinum Business American Express CardAnnual fee: $350
Terms apply | Rates & Fees
Sebby's Take: A mid-tier business card that offers elevated SkyMiles earning and practical Delta perks like an Annual Companion Certificate, first checked bag free, and priority boarding. It's a strong option for business owners who frequently fly Delta and want travel benefits that add up.
Sebby's Take: A mid-tier business card that offers elevated SkyMiles earning and practical Delta perks like an Annual Companion Certificate, first checked bag free, and priority boarding. It's a strong option for business owners who frequently fly Delta and want travel benefits that add up.
Delta SkyMiles® Reserve Business American Express CardAnnual fee: $650
Terms apply | Rates & Fees
Sebby's Take: The ideal option for Delta frequent flyers who can benefit from access to Delta Sky Clubs and Centurion Lounges (when flying Delta). Terms apply to lounge access. The annual fee is offset by the Annual Companion Certificate.
Sebby's Take: The ideal option for Delta frequent flyers who can benefit from access to Delta Sky Clubs and Centurion Lounges (when flying Delta). Terms apply to lounge access. The annual fee is offset by the Annual Companion Certificate.
Atmos™ Rewards Ascent Visa Signature® Credit Card
Alaska Airlines just launched its new loyalty program, Atmos Rewards, along with limited-time offers.
Atmos™ Rewards Ascent Visa Signature® Credit CardAnnual fee: $95
Sebby's Take: A strong value play for Alaska and Hawaiian Airlines flyers, especially if you can unlock the Companion Fare each year. It probably won’t be your everyday card, but it earns its spot in a focused travel setup. Terms apply. All information about the Atmos™ Rewards Ascent Visa Signature® Credit Card has been collected independently by AskSebby.com.
Annual fee: $95
Sebby's Take: A strong value play for Alaska and Hawaiian Airlines flyers, especially if you can unlock the Companion Fare each year. It probably won’t be your everyday card, but it earns its spot in a focused travel setup. Terms apply. All information about the Atmos™ Rewards Ascent Visa Signature® Credit Card has been collected independently by AskSebby.com.
Marriott Bonvoy Credit Cards
The American Express suite of Marriott Bonvoy cards has increased offers to consider.
Marriott Bonvoy Business® American Express® CardAnnual fee: $125
Terms apply | Rates & Fees
Sebby's Take: Get competitive multipliers at Bonvoy properties, restaurants worldwide, U.S. gas stations, U.S. shipping, and U.S. wireless telephone services. The annual fee is offset with a Free Night Award every cardmember anniversary. In addition, you get Bonvoy Gold status.
Sebby's Take: Get competitive multipliers at Bonvoy properties, restaurants worldwide, U.S. gas stations, U.S. shipping, and U.S. wireless telephone services. The annual fee is offset with a Free Night Award every cardmember anniversary. In addition, you get Bonvoy Gold status.
In this article
- Capital One Venture Rewards Credit Card
- American Express "As High As" Offers
- 💎 Major Refresh: Chase Sapphire Reserve®
- The World of Hyatt Credit Card
- United Cards
- IHG One Rewards Cards
- Delta SkyMiles Cards
- Atmos™ Rewards Ascent Visa Signature® Credit Card
- Marriott Bonvoy Credit Cards