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Chase Sapphire Whoop Offer (2026): What It Is, How It Works, and Is It Worth It?

What WHOOP is, who should consider it, and how to activate the Chase Sapphire WHOOP offers.

Written by: Sebastian FungLast updated: February 12, 2026
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If you have Chase Sapphire Reserve® or Chase Sapphire Preferred® Card, check your Chase Offers. There’s a new a limited-time offer on WHOOP membership benefits, that helps you understand, improve and optimize your health and performance.

Existing WHOOP members can take advantage of the offer by gifting an annual membership or at their point of renewal.

This is a Chase Offer, so activation comes first. Buying before you activate will not trigger the benefit.

What is WHOOP?

WHOOP is a screenless wearable that’s built around a membership. Instead of focusing on steps or closing rings, WHOOP leans into sleep, recovery, strain, and stress, and then uses that data to give you coaching inside the app.
The two features most people end up caring about are:
  • Recovery: WHOOP frames this as a daily read on how ready your body is to perform, using a percent score and simple color coding.
  • Sleep guidance: WHOOP says it estimates how much sleep you need based on recent sleep, strain, and sleep debt, then gives daily recommendations.
If you train regularly, or you’re trying to stop burning yourself out, WHOOP can be a useful feedback loop. If you hate subscriptions, or you already own a smartwatch and ignore the data, it’s probably not going to change your life.

The Offer Details

Chase Sapphire Reserve®: $359 statement credit

Sapphire Reserve cardmembers can receive a $359 statement credit when purchasing a WHOOP Life Membership Annual Plan on WHOOP.com by 5/12/26. No promo code is required, but you must activate the offer first.

Chase Sapphire Preferred® Card: $100 statement credit

Sapphire Preferred cardmembers can receive a one-time $100 statement credit when purchasing any WHOOP membership on WHOOP.com by 5/12/26, after activating the offer.
 
Who’s eligible? Chase Sapphire Reserve, J.P. Morgan Reserve, and Chase Sapphire Preferred personal cardmembers with an active eligible card.
💎 Major Refresh
card art for the Chase Sapphire Reserve® cardChase Sapphire Reserve®
Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

Annual fee: $795

Sebby's Take: This premium travel card is packed with perks like airport lounge access, travel credits, and elevated rewards on travel and dining. It’s a top choice for frequent travelers who want premium benefits and flexible redemption options

View Offer
✈️ Best Beginner Travel Card
card art for the Chase Sapphire Preferred® Card cardChase Sapphire Preferred® Card
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Annual fee: $95

Sebby’s Take: One of the best starting points into the travel rewards world. You have flexible points, strong multipliers, a reasonable annual fee, and tons of optionality (whether team cash back or travel).

View Offer

How to get the “discount” (and not mess it up)

This is the exact order I’d follow:
  1. Open Chase Offers for the card you plan to use.
  2. Activate the WHOOP offer before checkout. The terms explicitly says purchases made before activation aren’t eligible.
  3. Check out on WHOOP.com using that same Sapphire card. The offer is valid online only at WHOOP.com. No third-party sites.
  4. Wait for the statement credit. 

The fine print

  • One-time use. You don’t get to rinse and repeat this offer.
  • Pay directly. WHOOP says it’s not valid if you pay through “third-party services” or a “third-party payment account,” and it calls out BNPL as an example.
  • Charge splits can reduce your credit. WHOOP warns the merchant may split a purchase into multiple transactions, and the statement credit is awarded on the first qualifying transaction amount.
  • Peak trial note (Preferred). Preferred members on a WHOOP Peak trial need to convert to an annual membership before 5/12/26.

Is WHOOP worth it?

It depends on what you want from a wearable.
WHOOP makes the most sense if you want behavior change: better sleep consistency, smarter training intensity, fewer “why am I exhausted?” days. WHOOP’s own content emphasizes recovery and sleep recommendations, not just data collection.
 
It’s a weaker fit if you mainly want:
  • real-time pace/distance on your wrist,
  • a smartwatch replacement,
  • or a one-and-done device without an ongoing membership fee.
One perk that does matter for value: WHOOP says devices come with a lifetime warranty for the duration of your membership.
 
I've been using WHOOP for years to track my training. 
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WHOOP Dune Band

I'll preface this by saying that we've been traveling a lot over the last 30 days, including Japan (Kyoto, Osaka, Lotte Arai, Tokyo) and NYC.

That said, my sleep hasn't been great (it's consistently been a weak spot over the years).

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Sleep scores

General fitness doesn't seem bad at all, though!

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Fitness stats

Lots of other info, if that's your jam 🤓

Check out WHOOP here!

 

FAQ

Is the Chase Sapphire WHOOP deal a promo code?
No promo code is required, and you activate through Chase Offers.
What’s the deadline?
Activate and use the WHOOP offer by May 12, 2026.
What about existing WHOOP members?
Existing WHOOP members can take advantage of the offer by gifting an annual membership or at their point of renewal.

💳 Featured Card Offers

Advertiser Disclosure
Chase Sapphire Reserve®

125,000 bonus points

Chase Sapphire Preferred® Card

75,000 bonus points